{"id":518,"date":"2020-06-08T11:33:50","date_gmt":"2020-06-08T09:33:50","guid":{"rendered":"http:\/\/saptamina.md\/?p=518"},"modified":"2020-06-08T11:33:50","modified_gmt":"2020-06-08T09:33:50","slug":"guvernatorul-bnm-despre-ce-masuri-vor-fi-intreprinse-pana-la-finalul-anului-pentru-sustinerea-si-dezvoltarea-sectorului-bancar","status":"publish","type":"post","link":"https:\/\/saptamana.md\/index.php\/2020\/06\/08\/guvernatorul-bnm-despre-ce-masuri-vor-fi-intreprinse-pana-la-finalul-anului-pentru-sustinerea-si-dezvoltarea-sectorului-bancar\/","title":{"rendered":"Guvernatorul BNM, despre ce m\u0103suri vor fi \u00eentreprinse p\u00e2n\u0103 la finalul anului pentru sus\u021binerea \u0219i dezvoltarea sectorului bancar"},"content":{"rendered":"

Guvernatorul B\u0103ncii Na\u021bionale a Moldovei (BNM), Octavian Arma\u0219u, a r\u0103spuns \u00een cadrul unui interviu dac\u0103 \u0219i cum a fost afectat sectorul bancar pe perioada oferirii facilit\u0103\u021bilor la plata creditelor, urmare impactului COVID-19. Acesta a enun\u021bat\u00a0ce m\u0103suri vor fi \u00eentreprinse p\u00e2n\u0103 la finalul anului pentru sus\u021binerea \u0219i dezvoltarea sectorului bancar<\/strong><\/p>\n

Potrivit celor declarate,\u00a0\u201eimediat dup\u0103 declararea st\u0103rii de urgen\u021b\u0103 \u00een Republica Moldova, Banca Na\u021bional\u0103 a aprobat dou\u0103 hot\u0103r\u00e2ri \u00een scopul men\u021binerii stabilit\u0103\u021bii \u0219i viabilit\u0103\u021bii sistemului bancar. Conform acestor hot\u0103r\u00e2ri, se men\u021bine\u00a0 categoria de clasificare \u0219i a nivelului reducerilor pentru pierderi la credite pentru debitorii persoanele fizice, la fel, este permis\u0103 prelungirea sau renegocierea termenelor pentru creditele acordate persoanelor juridice f\u0103r\u0103 clasificarea automat\u0103 a acestor credite \u00eentr-o categorie mai dur\u0103\u201d<\/em>.<\/p>\n

\u201eM\u0103surile respective au fost, totodat\u0103, menite s\u0103 atenueze impactul situa\u021biei generate de noul coronavirus asupra sectorului bancar, popula\u021biei \u0219i mediului de afaceri\u201d<\/em>, explic\u0103 Octavian Arma\u0219u.<\/p>\n

Ca urmare, la situa\u021bia din 30.04.2020, ponderea creditelor neperformante \u00een totalul creditelor a constituit 8,3% \u0219i s-a majorat doar cu 0,2 p.p. fa\u021b\u0103 de 29.02.2020. Aceast\u0103 situa\u021bie a influen\u021bat profitabilitatea b\u0103ncilor, care au \u00eenregistrat un profit mai mic.<\/strong><\/p>\n

\u00cencep\u00e2nd cu luna martie, b\u0103ncile prelungesc sau renegociaz\u0103 contractele de credit la solicitarea debitorilor. Astfel, p\u00e2n\u0103 la 22.05.2020, au fost prelungite sau renegociate pl\u0103\u021bile la 4,8 mld. lei sau 11,62% din totalul creditelor, ceea ce ofer\u0103 popula\u021biei \u0219i mediului de afaceri o posibilitate de a-\u0219i restabili situa\u021bia financiar\u0103.<\/strong><\/p>\n

Referitor la m\u0103surile ce urmeaz\u0103 a fi \u00eentreprinse,\u00a0\u201eBanca Na\u021bional\u0103 monitorizeaz\u0103 calitatea portofoliilor de credite \u0219i men\u021bine un dialog continuu cu b\u0103ncile referitor la poten\u021bialele riscuri\u201d<\/em>.<\/p>\n

\u201e\u00cen caz de necesitate (n.red. BNM) va interveni cu noi decizii pentru\u00a0 atenuarea impactului \u0219i\u00a0 asigurarea stabilit\u0103\u021bii sectorului bancar. Totodat\u0103, \u00een perioada ce urmeaz\u0103, BNM \u00ee\u0219i va reorienta priorit\u0103\u021bile de supraveghere prin axarea sporit\u0103 pe guvernan\u021ba intern\u0103 \u0219i modul \u00een care b\u0103ncile gestioneaz\u0103 provoc\u0103rile \u0219i riscurile pentru capital \u0219i lichiditate ce ar putea s\u0103 se manifeste\u201d<\/em>, a conchis guvernatorul.<\/p>\n","protected":false},"excerpt":{"rendered":"

Guvernatorul B\u0103ncii Na\u021bionale a Moldovei (BNM), Octavian Arma\u0219u, a r\u0103spuns \u00een cadrul unui interviu dac\u0103…<\/p>\n","protected":false},"author":3,"featured_media":519,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"featured_image_urls":{"full":["https:\/\/saptamana.md\/wp-content\/uploads\/2020\/06\/armqasu.jpg",302,167,false],"thumbnail":["https:\/\/saptamana.md\/wp-content\/uploads\/2020\/06\/armqasu-150x150.jpg",150,150,true],"medium":["https:\/\/saptamana.md\/wp-content\/uploads\/2020\/06\/armqasu-300x166.jpg",300,166,true],"medium_large":["https:\/\/saptamana.md\/wp-content\/uploads\/2020\/06\/armqasu.jpg",302,167,false],"large":["https:\/\/saptamana.md\/wp-content\/uploads\/2020\/06\/armqasu.jpg",302,167,false],"1536x1536":["https:\/\/saptamana.md\/wp-content\/uploads\/2020\/06\/armqasu.jpg",302,167,false],"2048x2048":["https:\/\/saptamana.md\/wp-content\/uploads\/2020\/06\/armqasu.jpg",302,167,false],"covernews-slider-full":["https:\/\/saptamana.md\/wp-content\/uploads\/2020\/06\/armqasu.jpg",302,167,false],"covernews-slider-center":["https:\/\/saptamana.md\/wp-content\/uploads\/2020\/06\/armqasu.jpg",302,167,false],"covernews-featured":["https:\/\/saptamana.md\/wp-content\/uploads\/2020\/06\/armqasu.jpg",302,167,false],"covernews-medium":["https:\/\/saptamana.md\/wp-content\/uploads\/2020\/06\/armqasu.jpg",302,167,false],"covernews-medium-square":["https:\/\/saptamana.md\/wp-content\/uploads\/2020\/06\/armqasu.jpg",302,167,false]},"author_info":{"display_name":"Constantin Olteanu","author_link":"https:\/\/saptamana.md\/index.php\/author\/constantin-olteanu\/"},"category_info":"Actualitate. Aici \u015fi acum<\/a>","tag_info":"Actualitate. Aici \u015fi acum","comment_count":"0","_links":{"self":[{"href":"https:\/\/saptamana.md\/index.php\/wp-json\/wp\/v2\/posts\/518"}],"collection":[{"href":"https:\/\/saptamana.md\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/saptamana.md\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/saptamana.md\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/saptamana.md\/index.php\/wp-json\/wp\/v2\/comments?post=518"}],"version-history":[{"count":0,"href":"https:\/\/saptamana.md\/index.php\/wp-json\/wp\/v2\/posts\/518\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/saptamana.md\/index.php\/wp-json\/wp\/v2\/media\/519"}],"wp:attachment":[{"href":"https:\/\/saptamana.md\/index.php\/wp-json\/wp\/v2\/media?parent=518"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/saptamana.md\/index.php\/wp-json\/wp\/v2\/categories?post=518"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/saptamana.md\/index.php\/wp-json\/wp\/v2\/tags?post=518"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}